A Generation of Credit Card Debt (IMAGE) Ohio State University Caption Younger Americans not only take on relatively more credit card debt than their elders, but they are also paying it off at a slower rate, according to a first-of-its-kind study. Lucia Dunn, professor of economics at Ohio State University, led the research. Credit Ohio State University Usage Restrictions None License Licensed content Disclaimer: AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert system.