A pair of Affordable Care Act clauses had a sizable effect on the ability of people with diabetes to get health insurance, a new study suggests. Before the requirements took effect, the percentage of people with private health insurance who had diabetes had declined, but it began to increase again after the ACA required insurers to accept people with pre-existing conditions, and limited their ability to charge higher rates to older people.
Insurance industry cost-control measures may be worsening the nation's opioid epidemic by limiting access to a key medication that treats addiction, according to a research letter published today in the Journal of the American Medical Association. Despite the medical profession's growing acceptance of the need for medications for addiction treatment that give hope to people suffering with opioid use disorder, a new study finds that insurance rules increasingly limited the use of buprenorphine among Medicare beneficiaries between 2007 and 2018.
More than 45 percent of non-elderly adults with atherosclerotic cardiovascular disease (ASCVD) report financial hardship due to the associated medical bills, according to a Yale research team. Worse still, about one in five report being unable to pay those medical bills at all, said the researchers.
Over 45 percent of adult atherosclerotic cardiovascular disease (ASCVD) patients suffer financial hardship related to their medical bills, including many who cannot pay their medical bills at all, according to a cardiovascular medicine and society paper published in the Journal of the American College of Cardiology.
Medical problems contributed to 66.5 percent of all bankruptcies according to a study published in the American Journal of Public Health, a percentage that is virtually unchanged since the passage of the ACA. Researchers found that yearly, 530,000 families filed bankruptcies linked to illness or medical bills. Debtors reported that medical bills contributed to 58.5 percent of bankruptcies, while illness-related income loss contributed to 44.3 percent; many debtors cited both of these medical issues.
A new study in the INFORMS journal Marketing Science finds that the auto insurance industry's Usage-Based Insurance (UBI) approach, which uses on-board technology to report drivers' real time driving behavior, benefits both the motorist and the insurer.
Across developing economies, most workers and agricultural producers are paid are paid on a daily basis. This has a negative impact on their ability to generate savings for large expenses. Researchers from UZH show dairy farmers and agricultural workers prefer to be paid once at the end of the month, rather then daily, because monthly payments schemes are an efficient tool to increase saving.
Medicare patients with multiple sclerosis face skyrocketing out-of-pocket costs for therapies due to complicated insurance rules that force them to pick up an increasing share of the cost, according to new research. Medicare beneficiaries without low-income subsidies can expect to spend $6,894 a year out of pocket for treatment of MS.
The Trump administration's proposal to require pharmaceutical companies to publish drug prices in TV ads is unlikely to help control drug prices, according to a study publishing Jan. 22, 2019, in JAMA Internal Medicine. The research found that consumer demand for high-priced drugs declined unless the drug ads included language explaining that the medication would be low-cost or no-cost because of insurance coverage or other discounts.
Republican and Democratic governors have strikingly different visions for the future of health care, according to a new analysis published in the American Journal of Public Health. While Republican leaders favor maintaining or shrinking public health insurance programs, Democratic leaders are advancing several new proposals to expand public coverage, including 'public option' and single-payer health reforms.