Professor Patrycja Klusak, an expert in credit ratings agencies at Heriot-Watt University in Scotland (IMAGE)

Heriot-Watt University

Professor Patrycja Klusak, an expert in credit ratings agencies at Heriot-Watt University in Scotland

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Research co-author Professor Patrycja Klusak, an expert in credit ratings agencies at Heriot-Watt University.

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Heriot-Watt University

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