Joel Ray, St. Michael's Hospital (IMAGE) St. Michael's Hospital Caption Dr. Joel Ray, a physician and researcher at St. Michael's Hospital in Toronto, has published a paper in the journal Sociology Mind that says check-cashing outlets may be strategically targeting persons who live in high-crime neighborhoods. Credit Courtesy of St. Michael's Hospital Usage Restrictions None License Licensed content Disclaimer: AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert system.